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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,153 | $76,522-1.8% | $56,033+34.1% | $145,884-48.5% |
| Participation rate | 35.7% | 63.2%-27.5pp | 52.5%-16.8pp | 80.3%-44.6pp |
| Annual return | 12.26% | 3014.28%-3002.0pp | 1711.38%-1699.1pp | 551.85%-539.6pp |
| Employer contribution / active EE | $709 | $1,382-48.7% | $1,041-31.9% | $4,662-84.8% |
| Participant deferral / active EE | $5,609 | $2,624+113.8% | $1,954+187.0% | $6,690-16.2% |
| Admin fee / account holder | $75 | $3,328-97.8% | $2,827-97.4% | $13,392-99.4% |