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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,208 | $180,462-70.0% | $154,111-64.8% | $135,379-60.0% |
| Participation rate | 85.0% | 87.4%-2.4pp | 83.0%+2.0pp | 82.6%+2.4pp |
| Annual return | -7.50% | 888.17%-895.7pp | 735.18%-742.7pp | 519.79%-527.3pp |
| Employer contribution / active EE | $1,982 | $6,036-67.2% | $5,298-62.6% | $4,779-58.5% |
| Participant deferral / active EE | $3,860 | $5,806-33.5% | $5,081-24.0% | $5,609-31.2% |
| Admin fee / account holder | $8,768 | $16,145-45.7% | $13,411-34.6% | $10,828-19.0% |