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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,589 | $198,462-60.9% | $170,439-54.5% | $147,585-47.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.93% | 257.30%-242.4pp | 205.94%-191.0pp | 578.58%-563.7pp |
| Employer contribution / active EE | $11,562 | $6,184+87.0% | $5,433+112.8% | $4,876+137.1% |
| Participant deferral / active EE | $5,010 | $5,629-11.0% | $4,939+1.4% | $5,439-7.9% |
| Admin fee / account holder | $4,114 | $16,852-75.6% | $13,881-70.4% | $10,886-62.2% |