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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,780 | $86,940-85.3% | $102,434-87.5% | $80,935-84.2% |
| Participation rate | 82.9% | 72.4%+10.5pp | 76.5%+6.3pp | 67.7%+15.2pp |
| Annual return | 7.64% | 18.89%-11.3pp | 29.46%-21.8pp | 35.66%-28.0pp |
| Employer contribution / active EE | $2,632 | $2,370+11.1% | $3,023-12.9% | $2,757-4.5% |
| Participant deferral / active EE | $2,015 | $4,121-51.1% | $5,055-60.1% | $4,299-53.1% |
| Admin fee / account holder | $3,558 | $8,047-55.8% | $9,462-62.4% | $6,924-48.6% |