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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,780 | $86,919-85.3% | $102,457-87.5% | $80,911-84.2% |
| Participation rate | 82.9% | 72.4%+10.5pp | 76.5%+6.4pp | 67.6%+15.2pp |
| Annual return | 7.64% | 18.90%-11.3pp | 29.41%-21.8pp | 35.63%-28.0pp |
| Employer contribution / active EE | $2,632 | $2,368+11.1% | $3,022-12.9% | $2,756-4.5% |
| Participant deferral / active EE | $2,015 | $4,119-51.1% | $5,054-60.1% | $4,297-53.1% |
| Admin fee / account holder | $3,558 | $8,049-55.8% | $9,451-62.4% | $6,935-48.7% |