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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,504 | $106,005-10.8% | $92,239+2.5% | $147,585-36.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.03% | 50.05%-35.0pp | 176.29%-161.3pp | 578.58%-563.6pp |
| Employer contribution / active EE | $9,091 | $4,333+109.8% | $3,680+147.1% | $4,876+86.4% |
| Participant deferral / active EE | $9,463 | $4,478+111.3% | $3,897+142.8% | $5,439+74.0% |
| Admin fee / account holder | $690 | $6,333-89.1% | $5,194-86.7% | $10,886-93.7% |