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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,415 | $46,732+35.7% | $156,551-59.5% | $55,167+14.9% |
| Participation rate | 70.6% | 65.8%+4.8pp | 84.0%-13.4pp | 69.0%+1.6pp |
| Annual return | 3.51% | 17.72%-14.2pp | 32.23%-28.7pp | 169.23%-165.7pp |
| Employer contribution / active EE | $1,291 | $2,105-38.7% | $5,501-76.5% | $1,963-34.2% |
| Participant deferral / active EE | $4,070 | $2,204+84.6% | $4,871-16.4% | $3,054+33.3% |
| Admin fee / account holder | $18,060 | $418+4216.8% | $13,028+38.6% | $504+3484.1% |