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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,262 | $133,998-25.9% | $112,263-11.6% | $134,545-26.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -29.38% | 47.17%-76.6pp | 27.49%-56.9pp | 418.37%-447.8pp |
| Employer contribution / active EE | $2,111 | $4,040-47.7% | $3,636-41.9% | $4,742-55.5% |
| Participant deferral / active EE | $800 | $5,292-84.9% | $4,729-83.1% | $6,401-87.5% |
| Admin fee / account holder | $1,078 | $7,493-85.6% | $6,410-83.2% | $11,431-90.6% |