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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,673 | $144,130-87.0% | $117,861-84.2% | $147,586-87.3% |
| Participation rate | 76.9% | 83.4%-6.5pp | 79.7%-2.7pp | 82.8%-5.9pp |
| Annual return | 21.77% | 531.20%-509.4pp | 335.11%-313.3pp | 578.59%-556.8pp |
| Employer contribution / active EE | $947 | $4,897-80.7% | $3,786-75.0% | $4,876-80.6% |
| Participant deferral / active EE | $3,297 | $5,316-38.0% | $4,482-26.4% | $5,439-39.4% |
| Admin fee / account holder | $1,295 | $10,887-88.1% | $8,021-83.9% | $10,886-88.1% |