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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,503 | $202,342-74.5% | $172,752-70.2% | $152,897-66.3% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 20.76% | 1029.83%-1009.1pp | 802.97%-782.2pp | 345.43%-324.7pp |
| Employer contribution / active EE | $11,725 | $5,858+100.2% | $5,144+127.9% | $4,764+146.1% |
| Participant deferral / active EE | $7,992 | $5,948+34.4% | $5,198+53.8% | $5,851+36.6% |
| Admin fee / account holder | $610 | $17,111-96.4% | $13,955-95.6% | $11,599-94.7% |