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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,400 | $175,259-27.9% | $149,723-15.6% | $139,487-9.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.57% | 166.82%-150.3pp | 134.50%-117.9pp | 373.84%-357.3pp |
| Employer contribution / active EE | $7,584 | $5,478+38.4% | $4,821+57.3% | $4,755+59.5% |
| Participant deferral / active EE | $8,777 | $6,522+34.6% | $5,682+54.5% | $6,713+30.8% |
| Admin fee / account holder | $1,367 | $16,158-91.5% | $13,215-89.7% | $11,407-88.0% |