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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,986 | $90,486-85.6% | $78,676-83.5% | $273,972-95.3% |
| Participation rate | 66.7% | 76.5%-9.9pp | 73.6%-6.9pp | 83.0%-16.3pp |
| Annual return | 12.90% | 75.62%-62.7pp | 62.19%-49.3pp | 41.46%-28.6pp |
| Employer contribution / active EE | $1,317 | $3,175-58.5% | $2,850-53.8% | $4,869-73.0% |
| Participant deferral / active EE | $4,091 | $3,901+4.9% | $3,517+16.3% | $5,287-22.6% |
| Admin fee / account holder | $1,883 | $5,263-64.2% | $4,510-58.2% | $10,133-81.4% |