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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,552 | $150,446-75.7% | $136,297-73.2% | $147,585-75.2% |
| Participation rate | 78.3% | 84.4%-6.2pp | 81.9%-3.7pp | 82.8%-4.6pp |
| Annual return | 61.98% | 1049.14%-987.2pp | 5156.19%-5094.2pp | 578.58%-516.6pp |
| Employer contribution / active EE | $3,065 | $5,256-41.7% | $4,696-34.7% | $4,876-37.2% |
| Participant deferral / active EE | $7,977 | $6,631+20.3% | $6,247+27.7% | $5,439+46.7% |
| Admin fee / account holder | $1,013 | $10,906-90.7% | $9,244-89.0% | $10,886-90.7% |