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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $359,720 |
Service code 17 · EIN 13-5674085 | Pension Consulting | $124,625 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,227 | $135,240-31.8% | $170,055-45.8% | $96,393-4.3% |
| Participation rate | 64.1% | 86.5%-22.4pp | 87.0%-22.9pp | 71.3%-7.2pp |
| Annual return | 35.60% | 22.04%+13.6pp | 53.43%-17.8pp | 22.88%+12.7pp |
| Employer contribution / active EE | $1,940 | $5,029-61.4% | $6,790-71.4% | $3,239-40.1% |
| Participant deferral / active EE | $5,240 | $8,138-35.6% | $10,410-49.7% | $5,455-3.9% |
| Admin fee / account holder | $52 | $85-38.6% | $12,828-99.6% | $74-29.4% |