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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,923 | $82,028-53.8% | $123,105-69.2% | $59,633-36.4% |
| Participation rate | 97.7% | 83.2%+14.5pp | 86.8%+10.9pp | 68.7%+29.0pp |
| Annual return | -2.56% | 5.12%-7.7pp | 13.22%-15.8pp | 2041.47%-2044.0pp |
| Employer contribution / active EE | $1,733 | $3,297-47.4% | $5,151-66.4% | $2,203-21.3% |
| Participant deferral / active EE | $4,035 | $4,667-13.5% | $6,229-35.2% | $3,192+26.4% |
| Admin fee / account holder | $335 | $5,879-94.3% | $9,014-96.3% | $4,297-92.2% |