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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,172 | $105,856-61.1% | $90,161-54.3% | $147,585-72.1% |
| Participation rate | 82.4% | 79.7%+2.6pp | 76.9%+5.5pp | 82.8%-0.5pp |
| Annual return | 24.82% | 37.63%-12.8pp | 34.89%-10.1pp | 578.58%-553.8pp |
| Employer contribution / active EE | $2,411 | $4,126-41.6% | $3,318-27.3% | $4,876-50.6% |
| Participant deferral / active EE | $6,504 | $5,733+13.5% | $5,287+23.0% | $5,439+19.6% |
| Admin fee / account holder | $760 | $8,046-90.6% | $5,943-87.2% | $10,886-93.0% |