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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,297 | $108,922-26.3% | $100,398-20.0% | $145,978-45.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 16.68% | 58.04%-41.4pp | 49.32%-32.6pp | 550.52%-533.8pp |
| Employer contribution / active EE | $1,596 | $4,426-63.9% | $3,946-59.6% | $4,662-65.8% |
| Participant deferral / active EE | $2,900 | $8,450-65.7% | $8,084-64.1% | $6,690-56.6% |
| Admin fee / account holder | $13,510 | $9,680+39.6% | $7,893+71.2% | $13,400+0.8% |