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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,697 | $101,063-83.5% | $81,473-79.5% | $147,586-88.7% |
| Participation rate | 80.0% | 74.5%+5.5pp | 68.0%+12.0pp | 82.8%-2.8pp |
| Annual return | 26.74% | 32.41%-5.7pp | 38.78%-12.0pp | 578.59%-551.8pp |
| Employer contribution / active EE | $2,909 | $3,206-9.3% | $2,568+13.3% | $4,876-40.4% |
| Participant deferral / active EE | $4,848 | $4,242+14.3% | $3,537+37.1% | $5,439-10.9% |
| Admin fee / account holder | $909 | $5,812-84.4% | $4,561-80.1% | $10,886-91.6% |