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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,198 | $105,856-68.6% | $90,161-63.2% | $147,586-77.5% |
| Participation rate | 60.0% | 79.7%-19.7pp | 76.9%-16.9pp | 82.8%-22.8pp |
| Annual return | 13.97% | 37.63%-23.7pp | 34.89%-20.9pp | 578.59%-564.6pp |
| Employer contribution / active EE | $2,327 | $4,126-43.6% | $3,318-29.9% | $4,876-52.3% |
| Participant deferral / active EE | $8,098 | $5,733+41.3% | $5,287+53.2% | $5,439+48.9% |
| Admin fee / account holder | $832 | $8,046-89.7% | $5,943-86.0% | $10,886-92.4% |