Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,521 | $62,672-72.0% | $185,117-90.5% | $70,124-75.0% |
| Participation rate | 68.0% | 63.8%+4.2pp | 77.3%-9.3pp | 69.5%-1.5pp |
| Annual return | 23.54% | 40.79%-17.2pp | 40.50%-17.0pp | 73.14%-49.6pp |
| Employer contribution / active EE | $3,779 | $1,753+115.5% | $4,182-9.6% | $2,342+61.3% |
| Participant deferral / active EE | $2,350 | $3,272-28.2% | $5,045-53.4% | $3,332-29.5% |
| Admin fee / account holder | $409 | $3,932-89.6% | $8,159-95.0% | $4,645-91.2% |