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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES Service code 99 · EIN 04-2675571 | Other Fees | $17,213 |
Service code 99 | Other Fees | $1,718 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,895 | $84,940-68.3% | $111,306-75.8% | $79,389-66.1% |
| Participation rate | 82.1% | 75.9%+6.2pp | 77.3%+4.7pp | 70.7%+11.3pp |
| Annual return | 17.61% | 17.45%+0.2pp | 54.67%-37.1pp | 116.89%-99.3pp |
| Employer contribution / active EE | $1,806 | $1,979-8.8% | $2,732-33.9% | $2,428-25.6% |
| Participant deferral / active EE | $3,040 | $3,889-21.8% | $4,488-32.3% | $4,046-24.9% |
| Admin fee / account holder | $11 | $537-97.9% | $7,966-99.9% | $626-98.2% |