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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,330 | $102,393+7.8% | $147,041-25.0% | $80,911+36.4% |
| Participation rate | 88.5% | 75.9%+12.6pp | 82.2%+6.3pp | 67.6%+20.8pp |
| Annual return | 16.71% | 134.95%-118.2pp | 419.21%-402.5pp | 35.63%-18.9pp |
| Employer contribution / active EE | $8,856 | $3,715+138.4% | $4,935+79.4% | $2,756+221.3% |
| Participant deferral / active EE | $11,622 | $6,647+74.8% | $8,071+44.0% | $4,297+170.5% |
| Admin fee / account holder | $8,932 | $7,943+12.4% | $13,006-31.3% | $6,935+28.8% |