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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,299 | $209,425-27.3% | $178,499-14.7% | $158,966-4.2% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 16.33% | 188.80%-172.5pp | 151.10%-134.8pp | 302.95%-286.6pp |
| Employer contribution / active EE | $7,485 | $5,707+31.1% | $5,011+49.4% | $4,762+57.2% |
| Participant deferral / active EE | $8,413 | $5,955+41.3% | $5,202+61.7% | $5,983+40.6% |
| Admin fee / account holder | $852 | $17,078-95.0% | $13,986-93.9% | $11,250-92.4% |