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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,998 | $90,607-94.5% | $79,467-93.7% | $135,380-96.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | 0.00% | 977.74%-977.7pp | 718.30%-718.3pp | 519.81%-519.8pp |
| Employer contribution / active EE | $2,929 | $3,068-4.5% | $2,800+4.6% | $4,779-38.7% |
| Participant deferral / active EE | $3,060 | $4,050-24.5% | $3,704-17.4% | $5,609-45.5% |
| Admin fee / account holder | $313 | $5,895-94.7% | $5,104-93.9% | $10,828-97.1% |