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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,322 | $58,493-78.9% | $84,021-85.3% | $72,975-83.1% |
| Participation rate | 73.3% | 61.2%+12.1pp | 69.0%+4.3pp | 69.5%+3.8pp |
| Annual return | 22.16% | 28.93%-6.8pp | 71.32%-49.2pp | 81.01%-58.9pp |
| Employer contribution / active EE | $1,154 | $1,163-0.8% | $1,984-41.8% | $2,440-52.7% |
| Participant deferral / active EE | $1,769 | $2,394-26.1% | $3,239-45.4% | $3,608-51.0% |
| Admin fee / account holder | $229 | $4,569-95.0% | $6,102-96.2% | $5,124-95.5% |