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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,507 | $73,787-54.6% | $98,716-66.1% | $82,448-59.4% |
| Participation rate | 58.0% | 61.4%-3.5pp | 69.3%-11.3pp | 68.1%-10.1pp |
| Annual return | 17.94% | 18.57%-0.6pp | 31.81%-13.9pp | 41.64%-23.7pp |
| Employer contribution / active EE | $1,039 | $1,511-31.3% | $2,279-54.4% | $2,551-59.3% |
| Participant deferral / active EE | $1,819 | $3,081-41.0% | $4,048-55.1% | $4,139-56.1% |
| Admin fee / account holder | $13,348 | $6,500+105.3% | $8,703+53.4% | $7,234+84.5% |