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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,261 | $202,342-86.0% | $172,753-83.6% | $152,909-81.5% |
| Participation rate | 93.8% | 87.1%+6.7pp | 82.6%+11.1pp | 82.5%+11.3pp |
| Annual return | 24.96% | 1029.88%-1004.9pp | 803.00%-778.0pp | 345.46%-320.5pp |
| Employer contribution / active EE | $2,713 | $5,857-53.7% | $5,144-47.2% | $4,764-43.0% |
| Participant deferral / active EE | $4,433 | $5,948-25.5% | $5,198-14.7% | $5,851-24.2% |
| Admin fee / account holder | $999 | $17,112-94.2% | $13,956-92.8% | $11,601-91.4% |