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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,082 | $90,486-35.8% | $78,676-26.2% | $273,972-78.8% |
| Participation rate | 71.4% | 76.5%-5.1pp | 73.6%-2.1pp | 83.0%-11.6pp |
| Annual return | 9.03% | 75.62%-66.6pp | 62.19%-53.2pp | 41.46%-32.4pp |
| Employer contribution / active EE | $13,428 | $3,175+322.9% | $2,850+371.2% | $4,869+175.8% |
| Participant deferral / active EE | $7,393 | $3,901+89.5% | $3,517+110.2% | $5,287+39.8% |
| Admin fee / account holder | $657 | $5,263-87.5% | $4,510-85.4% | $10,133-93.5% |