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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,201 | $59,116+44.1% | $86,438-1.4% | $68,486+24.4% |
| Participation rate | 98.6% | 75.2%+23.4pp | 80.3%+18.3pp | 67.9%+30.7pp |
| Annual return | 0.38% | -0.23%+0.6pp | 4397.19%-4396.8pp | -7.85%+8.2pp |
| Employer contribution / active EE | $2,761 | $2,519+9.6% | $3,769-26.8% | $2,597+6.3% |
| Participant deferral / active EE | $6,056 | $5,902+2.6% | $6,952-12.9% | $4,028+50.4% |
| Admin fee / account holder | $3,409 | $5,639-39.5% | $6,733-49.4% | $5,404-36.9% |