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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,607 | $76,407-53.4% | $150,298-76.3% | $82,448-56.8% |
| Participation rate | 65.5% | 66.4%-0.9pp | 77.8%-12.3pp | 68.1%-2.6pp |
| Annual return | 18.99% | 39.99%-21.0pp | 62.79%-43.8pp | 41.64%-22.7pp |
| Employer contribution / active EE | $1,692 | $2,614-35.3% | $4,154-59.3% | $2,551-33.7% |
| Participant deferral / active EE | $2,187 | $3,214-32.0% | $5,453-59.9% | $4,139-47.2% |
| Admin fee / account holder | $2,608 | $6,352-58.9% | $14,116-81.5% | $7,234-64.0% |