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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,452 | $59,332+22.1% | $90,223-19.7% | $59,633+21.5% |
| Participation rate | 97.2% | 71.9%+25.3pp | 79.0%+18.1pp | 68.7%+28.5pp |
| Annual return | -2.95% | 3.25%-6.2pp | 1.31%-4.3pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $4,970 | $3,031+64.0% | $4,378+13.5% | $2,203+125.6% |
| Participant deferral / active EE | $7,623 | $4,369+74.5% | $5,792+31.6% | $3,192+138.8% |
| Admin fee / account holder | $5,049 | $5,032+0.3% | $7,406-31.8% | $4,297+17.5% |