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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,219 | $138,076-66.5% | $123,553-62.6% | $135,380-65.9% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | 451.91% | 153.70%+298.2pp | 119.21%+332.7pp | 519.81%-67.9pp |
| Employer contribution / active EE | $1,156 | $5,152-77.6% | $4,628-75.0% | $4,779-75.8% |
| Participant deferral / active EE | $5,278 | $6,800-22.4% | $6,426-17.9% | $5,609-5.9% |
| Admin fee / account holder | $0 | $10,917-100.0% | $9,284-100.0% | $10,828-100.0% |