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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,453 | $58,258-47.7% | $81,820-62.8% | $80,925-62.4% |
| Participation rate | 60.0% | 63.5%-3.5pp | 72.4%-12.4pp | 67.7%-7.7pp |
| Annual return | 13.26% | 41.76%-28.5pp | 777.93%-764.7pp | 35.65%-22.4pp |
| Employer contribution / active EE | $1,650 | $2,345-29.6% | $2,915-43.4% | $2,756-40.1% |
| Participant deferral / active EE | $3,892 | $3,284+18.5% | $4,323-10.0% | $4,299-9.5% |
| Admin fee / account holder | $19,737 | $4,976+296.6% | $7,391+167.1% | $6,940+184.4% |