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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,188 | $176,120-65.3% | $159,487-61.6% | $167,553-63.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.70% | 331.95%-318.2pp | 263.71%-250.0pp | 478.89%-465.2pp |
| Employer contribution / active EE | $14,055 | $5,299+165.2% | $4,831+190.9% | $4,840+190.4% |
| Participant deferral / active EE | $3,441 | $7,752-55.6% | $7,354-53.2% | $6,343-45.7% |
| Admin fee / account holder | $624 | $12,561-95.0% | $10,804-94.2% | $12,316-94.9% |