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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,212 | $175,259-46.8% | $149,723-37.7% | $139,487-33.2% |
| Participation rate | 30.0% | 83.4%-53.4pp | 78.8%-48.8pp | 80.3%-50.3pp |
| Annual return | 16.19% | 166.82%-150.6pp | 134.50%-118.3pp | 373.84%-357.7pp |
| Employer contribution / active EE | $1,954 | $5,478-64.3% | $4,821-59.5% | $4,755-58.9% |
| Participant deferral / active EE | $6,799 | $6,522+4.3% | $5,682+19.7% | $6,713+1.3% |
| Admin fee / account holder | $14,399 | $16,158-10.9% | $13,215+9.0% | $11,407+26.2% |