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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,022 | $92,766-88.1% | $82,763-86.7% | $134,545-91.8% |
| Participation rate | 85.7% | 75.2%+10.5pp | 72.6%+13.2pp | 81.2%+4.5pp |
| Annual return | -21.09% | 946.97%-968.1pp | 702.45%-723.5pp | 418.37%-439.5pp |
| Employer contribution / active EE | $1,711 | $3,273-47.7% | $3,008-43.1% | $4,742-63.9% |
| Participant deferral / active EE | $3,138 | $4,802-34.7% | $4,395-28.6% | $6,401-51.0% |
| Admin fee / account holder | $1,088 | $5,978-81.8% | $5,325-79.6% | $11,431-90.5% |