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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,175 | $190,916-94.1% | $160,037-93.0% | $134,545-91.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -39.07% | 552.79%-591.9pp | 408.95%-448.0pp | 418.37%-457.4pp |
| Employer contribution / active EE | $2,309 | $4,996-53.8% | $4,226-45.4% | $4,742-51.3% |
| Participant deferral / active EE | $6,143 | $6,925-11.3% | $6,184-0.7% | $6,401-4.0% |
| Admin fee / account holder | $946 | $10,497-91.0% | $8,716-89.1% | $11,431-91.7% |