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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,731 | $157,304-65.8% | $141,197-61.9% | $152,909-64.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 97.50% | 64.34%+33.2pp | 71.41%+26.1pp | 345.46%-248.0pp |
| Employer contribution / active EE | $2,821 | $5,263-46.4% | $4,736-40.4% | $4,764-40.8% |
| Participant deferral / active EE | $7,136 | $7,111+0.4% | $6,710+6.3% | $5,851+22.0% |
| Admin fee / account holder | $8,123 | $12,126-33.0% | $10,265-20.9% | $11,601-30.0% |