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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,726 | $176,120+109.4% | $159,487+131.2% | $167,553+120.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.67% | 331.95%-319.3pp | 263.71%-251.0pp | 478.89%-466.2pp |
| Employer contribution / active EE | $15,100 | $5,299+184.9% | $4,831+212.5% | $4,840+212.0% |
| Participant deferral / active EE | $18,267 | $7,752+135.6% | $7,354+148.4% | $6,343+188.0% |
| Admin fee / account holder | $8,419 | $12,561-33.0% | $10,804-22.1% | $12,316-31.6% |