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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,144 | $166,242-6.7% | $165,071-6.0% | $145,884+6.3% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 7.00% | 100.44%-93.4pp | 70.17%-63.2pp | 551.85%-544.8pp |
| Employer contribution / active EE | $3,234 | $5,283-38.8% | $4,347-25.6% | $4,662-30.6% |
| Participant deferral / active EE | $5,110 | $6,964-26.6% | $6,035-15.3% | $6,690-23.6% |
| Admin fee / account holder | $46,056 | $16,658+176.5% | $12,695+262.8% | $13,392+243.9% |