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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,144 | $166,089-6.6% | $164,928-5.9% | $145,978+6.3% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 7.00% | 100.26%-93.3pp | 70.08%-63.1pp | 550.52%-543.5pp |
| Employer contribution / active EE | $3,234 | $5,276-38.7% | $4,343-25.5% | $4,662-30.6% |
| Participant deferral / active EE | $5,110 | $6,961-26.6% | $6,034-15.3% | $6,690-23.6% |
| Admin fee / account holder | $46,056 | $16,641+176.8% | $12,684+263.1% | $13,400+243.7% |