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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,178 | $124,425+158.1% | $112,040+186.7% | $137,256+134.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.42% | 24.72%-13.3pp | 24.52%-13.1pp | 220.34%-208.9pp |
| Employer contribution / active EE | $2,934 | $3,411-14.0% | $2,954-0.7% | $4,156-29.4% |
| Participant deferral / active EE | $6,373 | $5,718+11.4% | $5,098+25.0% | $6,407-0.5% |
| Admin fee / account holder | $11,223 | $15,207-26.2% | $12,098-7.2% | $12,270-8.5% |