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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,178 | $136,860+134.7% | $120,344+166.9% | $154,746+107.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 11.42% | 21.38%-10.0pp | 20.30%-8.9pp | 172.34%-160.9pp |
| Employer contribution / active EE | $2,934 | $3,533-17.0% | $3,020-2.9% | $4,379-33.0% |
| Participant deferral / active EE | $6,373 | $5,793+10.0% | $5,135+24.1% | $6,730-5.3% |
| Admin fee / account holder | $11,223 | $15,393-27.1% | $12,742-11.9% | $14,365-21.9% |