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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $645,266 | $160,028+303.2% | $147,080+338.7% | $145,884+342.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 7.20% | 98.60%-91.4pp | 420.17%-413.0pp | 551.85%-544.6pp |
| Employer contribution / active EE | $2,280 | $5,286-56.9% | $4,933-53.8% | $4,662-51.1% |
| Participant deferral / active EE | $11,532 | $8,422+36.9% | $8,066+43.0% | $6,690+72.4% |
| Admin fee / account holder | $2,756 | $15,030-81.7% | $12,989-78.8% | $13,392-79.4% |