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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,548 | $98,776-39.7% | $149,745-60.2% | $79,856-25.4% |
| Participation rate | 27.6% | 75.8%-48.2pp | 82.5%-54.9pp | 69.6%-42.1pp |
| Annual return | 21.16% | 27.38%-6.2pp | 276.72%-255.6pp | 31.71%-10.6pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,764 | $5,681-16.1% | $6,843-30.4% | $3,741+27.4% |
| Admin fee / account holder | $292 | $6,053-95.2% | $9,312-96.9% | $5,306-94.5% |