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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,138 | $138,114-37.6% | $125,391-31.3% | $134,545-36.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.85% | 750.88%-765.7pp | 572.41%-587.3pp | 418.37%-433.2pp |
| Employer contribution / active EE | $14,753 | $5,246+181.2% | $4,816+206.3% | $4,742+211.1% |
| Participant deferral / active EE | $13,328 | $7,801+70.9% | $7,448+78.9% | $6,401+108.2% |
| Admin fee / account holder | $853 | $11,570-92.6% | $10,009-91.5% | $11,431-92.5% |