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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,218 | $82,678-4.2% | $125,391-36.8% | $68,490+15.7% |
| Participation rate | 50.0% | 75.1%-25.1pp | 82.4%-32.4pp | 67.9%-17.9pp |
| Annual return | -18.33% | -5.97%-12.4pp | 572.41%-590.7pp | -7.85%-10.5pp |
| Employer contribution / active EE | $6,005 | $3,382+77.5% | $4,816+24.7% | $2,597+131.3% |
| Participant deferral / active EE | $13,174 | $6,111+115.6% | $7,448+76.9% | $4,028+227.1% |
| Admin fee / account holder | $25,280 | $6,277+302.7% | $10,009+152.6% | $5,403+367.9% |