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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,560 | $69,541-87.7% | $59,899-85.7% | $135,380-93.7% |
| Participation rate | 54.5% | 77.8%-23.3pp | 74.7%-20.1pp | 82.6%-28.1pp |
| Annual return | -13.81% | 7.95%-21.8pp | 3.46%-17.3pp | 519.81%-533.6pp |
| Employer contribution / active EE | $1,083 | $3,236-66.5% | $2,723-60.2% | $4,779-77.3% |
| Participant deferral / active EE | $2,959 | $4,206-29.7% | $3,402-13.0% | $5,609-47.3% |
| Admin fee / account holder | $199 | $5,737-96.5% | $3,592-94.5% | $10,828-98.2% |