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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,700 | $95,415-91.9% | $185,851-95.9% | $85,851-91.0% |
| Participation rate | 67.6% | 68.8%-1.1pp | 81.7%-14.1pp | 69.3%-1.7pp |
| Annual return | 36.13% | 23.59%+12.5pp | 122.11%-86.0pp | 318.63%-282.5pp |
| Employer contribution / active EE | $1,368 | $3,314-58.7% | $5,168-73.5% | $2,565-46.7% |
| Participant deferral / active EE | $2,449 | $3,424-28.5% | $5,569-56.0% | $3,952-38.0% |
| Admin fee / account holder | $11 | $7,215-99.8% | $16,245-99.9% | $6,261-99.8% |