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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,213 | $217,432-83.8% | $185,849-81.1% | $167,536-79.0% |
| Participation rate | 76.9% | 86.1%-9.1pp | 81.7%-4.8pp | 82.1%-5.2pp |
| Annual return | 11.75% | 148.42%-136.7pp | 122.10%-110.3pp | 478.82%-467.1pp |
| Employer contribution / active EE | $1,494 | $5,875-74.6% | $5,169-71.1% | $4,839-69.1% |
| Participant deferral / active EE | $4,304 | $6,357-32.3% | $5,569-22.7% | $6,342-32.1% |
| Admin fee / account holder | $1,623 | $19,818-91.8% | $16,244-90.0% | $12,315-86.8% |