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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,102 | $95,664-92.6% | $76,902-90.8% | $139,487-94.9% |
| Participation rate | 90.0% | 74.0%+16.0pp | 69.6%+20.4pp | 80.3%+9.7pp |
| Annual return | 41.52% | 55.03%-13.5pp | 37.91%+3.6pp | 373.84%-332.3pp |
| Employer contribution / active EE | $1,579 | $3,147-49.8% | $2,534-37.7% | $4,755-66.8% |
| Participant deferral / active EE | $2,786 | $4,626-39.8% | $3,833-27.3% | $6,713-58.5% |
| Admin fee / account holder | $408 | $8,311-95.1% | $5,479-92.5% | $11,407-96.4% |