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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,365 | $157,304+63.6% | $141,197+82.3% | $152,909+68.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.09% | 64.34%-41.3pp | 71.41%-48.3pp | 345.46%-322.4pp |
| Employer contribution / active EE | $4,433 | $5,263-15.8% | $4,736-6.4% | $4,764-7.0% |
| Participant deferral / active EE | $19,822 | $7,111+178.8% | $6,710+195.4% | $5,851+238.8% |
| Admin fee / account holder | $1,430 | $12,126-88.2% | $10,265-86.1% | $11,601-87.7% |